Retail stores and shopping malls are busier than ever this time of year. The barrage of holiday shoppers also brings with it impatient drivers and congested parking lots, which means you have a greater chance of being in a parking lot car accident. In fact, one in five auto accidents happens in a parking lot.
Does No-Fault Insurance Cover Out-Of-State Car Accidents?
Unfortunately, out-of-state car accidents happen all the time, whether it’s due to poor weather conditions, distracted driving or unfamiliarity with the roadway. When you find yourself driving elsewhere besides Michigan, there are several things you should keep in mind about your auto no-fault insurance. Out-Of-State Car Accidents And No-Fault Benefits
Scheduled For An Independent Medical Exam? Here’s What To Expect
No-fault insurance companies typically request that persons injured in a Michigan auto accident undergo what is called an independent medical exam (“IME”). The No-Fault Act specifically allows for this independent medical examination after a car crash victim files a claim for Michigan no-fault benefits. The law says that, when the
House Bill 5013: The End Of No-Fault As We Know It
Editor’s Note: House Bill 5013 failed to pass the Michigan House of Representatives on November 2, 2017, by a 45-63 vote. As part of the ongoing no-fault reform efforts in Lansing, House Bill 5013 was introduced in the Michigan Legislature on September 26, 2017. The no-fault reform proposal has primarily
Michigan Needs “Fair And Affordable” No-Fault Reform — Not Coverage Caps
News From The Coalition Protecting Auto No-Fault (CPAN) Lansing, MI — A bipartisan group of state lawmakers recently announced a comprehensive no-fault reform package aimed at improving Michigan’s auto insurance system. The legislation, called the “Fair and Affordable No-Fault Reform Package,” will soon be introduced in the state Legislature. “Fair
No-Fault Work Loss Benefit Will Increase October 1, 2017
The maximum work loss benefit payment available to persons injured in a Michigan car accident is changing October 1. According to Bulletin 2017-12-INS, the maximum work loss benefit payment available to an auto accident victim from October 1, 2019 – September 30, 2020 is $5,718 per month. This amount is
Provider Bill & Treatment Records Satisfied No-Fault Notice Requirement
Michigan Supreme Court: PIP claim not barred by statute of limitations In a ruling that is a victory for accident victims and their medical providers, the Michigan Supreme Court has held that an insurer wrongly denied PIP benefits to an injured claimant because the bill and treatment records the medical
Appeals Court Upholds “Step-Down” Clause, Denies Insurance Benefits To Injured Family Member
The Michigan Court of Appeals has again denied auto insurance coverage to an individual who was injured while a passenger in a vehicle owned and operated by a family member, because the owner-operator’s no-fault policy included a “step-down” clause. The Court’s ruling is yet another setback for innocent family members
Michigan Auto Accidents: Work & Survivors’ Loss Benefits Get Adjustment
The Michigan Department of Insurance has changed the maximum amount of work loss and survivors’ loss benefits that a person injured in a car accident can receive during a 30-day period. Effective October 1, 2019, through September 30, 2020, the maximum work loss benefit and survivors’ loss benefit that’s payable
All Injuries Don’t Have To Be Detailed In Notice Of Auto Accident
The notice that persons who suffer a Michigan car accident injury must give their auto insurer does not have to detail all their injuries, according to the Michigan Court of Appeals. In Dillon v State Farm Mutual Automobile Ins Co, a published decision, the Court of Appeals said it was