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In 2019, the Michigan Legislature passed major changes to the Michigan Auto No-Fault Insurance Law. The law is now more complicated and confusing than ever. The law is no longer focused on providing people with lifetime auto medical expense coverage for their care, recovery, or rehabilitation.  Many people injured in auto accidents will now have limited no-fault medical expense coverage or none at all. Medical providers will be forced to accept drastically reduced payments for auto accident medical care, and the Michigan Department of Insurance and Financial Services has been given the power to work with insurance companies to regulate people’s auto accident  medical care. Autonofaultlaw.com is an open-access academic site provided by Sinas Dramis Law Firm to help further educate everyone about all that is going on in this new and concerning frontier in the Michigan Auto No-Fault Insurance Law. Please share this site with your colleagues. We welcome your feedback. Please email us at autonofaultlaw@sinasdramis.com. Please also stay updated by following us on social media:

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For people looking for personal injury representation, please visit our firm’s website at sinasdramis.com.

Michigan No-Fault Act
This site includes the current version of the Michigan No-Fault Act AND the version prior to 2019 no-fault reforms

No-Fault Case Summaries
Read summaries of virtually all Michigan no-fault appellate court decisions, including the most recent decisions

Work Loss Benefit Max
Information regarding the maximum amount no-fault insurers must pay for an injured person’s income loss

Insurance Bulletins
Bulletins from the Department of Insurance and Financial Services (DIFs) about the no-fault system

No-Fault Explained
Information regarding auto no-fault law, including free, downloadable PDFs and informative videos (coming soon)

Assigned Claims Plan
Learn about who must claim no-fault benefits under the Assigned Claims Plan (ACP) and the documentation required

Utilization Review
Learn about the new administrative rules and timelines that may apply to medical treatment payment under no-fault

Supreme Court Action
Learn which appellate no-fault cases are pending before the Michigan Supreme Court and the issues at stake in those cases

  • Michigan No-Fault Insurance – the Basics

    Want to know more about auto no-fault? This is the place to go to understand all the important basics about no-fault, such as coordination of benefits, underinsured and uninsured motorist coverage, and PIP statutes of limitations, to name a few.

    Learn More

  • Introducing the Auto No-Fault Law Digital Library

    Since its first enactment in 1973, the attorneys at Sinas Dramis Law Firm have studied and summarized virtually every no-fault appellate decision in the state of Michigan. Those case summaries are compiled and freely accessibly to the public in the Auto No-Fault Law Digital Library.

    Access Digital Library

  • The Firm Behind the Site

    This informational site is brought to you by Sinas Dramis Law Firm, which has a forty year history of covering the Michigan Auto No-Fault Law. Learn more about our firm and our longstanding commitment to understanding this law to better represent our clients and educate the public.

    About Us