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In 2019, the Michigan Legislature passed major changes to the Michigan Auto No-Fault Insurance Law. The law is now more complicated and confusing than ever. The law is no longer focused on providing people with lifetime auto medical expense coverage for their care, recovery, or rehabilitation.  Many people injured in auto accidents will now have limited no-fault medical expense coverage or none at all. Medical providers will be forced to accept drastically reduced payments for auto accident medical care, and the Michigan Department of Insurance and Financial Services has been given the power to work with insurance companies to regulate people’s auto accident  medical care. is an open-access academic site provided by Sinas Dramis Law Firm to help further educate everyone about all that is going on in this new and concerning frontier in the Michigan Auto No-Fault Insurance Law. Please share this site with your colleagues. We welcome your feedback. Please email us at Please also stay updated by following us on social media:


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  • Michigan No-Fault Insurance – the Basics

    Want to know more about auto no-fault? This is the place to go to understand all the important basics about no-fault, such as coordination of benefits, underinsured and uninsured motorist coverage, and PIP statutes of limitations, to name a few.

    Learn More
  • Introducing the Auto No-Fault Law Digital Library

    Since its first enactment in 1973, the attorneys at Sinas Dramis Law Firm have studied and summarized virtually every no-fault appellate decision in the state of Michigan. Those case summaries are compiled and freely accessibly to the public in the Auto No-Fault Law Digital Library.

    Access Digital Library
  • The Firm Behind the Site

    This informational site is brought to you by Sinas Dramis Law Firm, which has a forty year history of covering the Michigan Auto No-Fault Law. Learn more about our firm and our longstanding commitment to understanding this law to better represent our clients and educate the public.

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