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Michigan No-Fault FAQs

This portion of our open-access informational website intends to provide the public with a thorough but understandable explanation of the Michigan Auto No-Fault Insurance Law and how it works for those who are injured in a Michigan auto accident. This content was authored by Sinas Dramis Law Firm partners, George T. Sinas, Stephen H. Sinas and Thomas G. Sinas and is derived from their publication, “Protecting the Injured: A Summary Guide to the New Auto No-Fault Law.”

For those who have been injured in a Michigan auto accident and are interested in representation from the Sinas Dramis Law, please visit our law firm website, We can provide you a free consultation to see how we can help make a difference for you during these difficult times.

Please click on the brochures below to view in pdf format. Moreover, if you would like hard copies of any of our brochures or informational materials, we are more than happy to send copies to you free of charge. To order these hard copies, please visit the Auto No-Fault Law Brochures – Request Form.

Protecting the Injured brochure cover

Protecting the Injured: A Summary Guide to the New Auto No-Fault Law

For more than 60 years, the attorneys at the Sinas Dramis Law Firm have fought to protect the rights of injured individuals. This free booklet provides consumers, medical providers, and auto accident victims with useful information about the extensive rights and benefits available under Michigan’s new auto no-fault law.  These include no-fault PIP benefits, as well as liability claims against at-fault drivers.

Making Smart Choices brochure cover

Making Smart Choices: A Summary Guide to the New Auto No-Fault Law

As Michigan consumers face many new options and decisions they’ve never had to make before regarding no-fault and liability coverages, our attorneys created “Making Smart Choices: A Summary Guide to the New Auto No-Fault Law” to help you make informed decisions. This free guide walks you through your new options, including PIP coverage levels, the need for increased liability coverage, umbrella policies, and more, so you can best protect yourself and your family.

Navigating the Chaos brochure cover

Navigating the Chaos: The New No-Fault Legislation

In 2019, the Michigan Legislature passed vast and sweeping changes to the Michigan No-Fault Insurance Law and the Michigan Insurance Code. This legislation fundamentally changes how the Michigan no-fault insurance system operates. Moreover, the number of people who will be covered with no-fault personal injury protection insurance (PIP) benefits will be significantly reduced and PIP claims will be subject to monetary caps. This outline summarizes the content of this extensive and complex legislation.

Auto accident attorneys in Michigan
Sinas Dramis Law Firm Partners

The Firm Behind the Site

This informational site is brought to you by Sinas Dramis Law Firm, which has a forty year history of covering the Michigan Auto No-Fault Law. Learn more about our firm and our longstanding commitment to understanding this law to better represent our clients and educate the public.

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