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Auto No-Fault Insurance

Life Before Michigan’s Auto No-Fault System

Life Before Michigan’s Auto No-Fault System Michigan’s auto no-fault system is back in the news. As the conversations continue about no-fault’s future, it might be helpful to remember how we dealt with car accidents under the previous system. Prior to 1973, individuals injured in a motor vehicle accident were subject

Hit-and-Run Accidents on the Rise in Grand Rapids

Hit-and-Run Accidents on the Rise in Grand Rapids: What you Need to Know The Grand Rapids Press recently reported about a major increase in hit-and-run auto accidents in Grand Rapids. According that article, Grand Rapids had 1,600 hit-and-run auto accidents in 2013 and is on trend to beat that number

Who Must Purchase Michigan No-Fault Insurance?

Who Must Purchase Michigan No-Fault Insurance? A bedrock principle of Michigan’s no-fault law is that it establishes a system of mandatory auto insurance.  This insurance requirement is set out in MCL 500.3101(1), which states that any “owner or registrant” of a motor vehicle that is required to be registered in

Summary Analysis of Substitute HB 4612 (H-3)

SUMMARY ANALYSIS OF HB 4612 (H-3) By:  George T. Sinas CPAN General Counsel Sinas Dramis Law Firm March 7, 2014 On Thursday, February 20, 2014, HB 4612 (H-3) was offered as a substitute to H-1, which has been stalled on the floor of the Michigan House for almost one year. 

Pre-existing Injuries and No-Fault Coverage

As we all know, car accidents can be life-altering. These collisions can cause new injuries or even make old injuries much worse. Michigan residents are fortunate because our auto no-fault insurance system is designed to cover situations where one might face such instances. In other words, medical treatment for both

Michigan No-Fault PIP Coverage and the Concept of Domicile, Take Two

We’ve previously discussed the general significance of determining an individual’s domicile, or where they reside, for the purpose of establishing Michigan no-fault PIP coverage availability under Michigan’s auto no-fault scheme. However, this analysis also intersects with the family law realm. What happens if a minor whose parents are divorced is

In Michigan, Vehicle Ownership Determines Your Right to Sue

Do you own a vehicle? Most people would find that to be a pretty straightforward question. However, for the purposes of Michigan’s auto no-fault law, the answer may not always be so simple. Further, the answer may control whether or not you may sue the other driver for pain and