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ALERT: House Bill 5013 Defeated!

After hours of discussion, House Bill 5013 was defeated in the Michigan House of Representatives by a 63-45 vote on Thursday night, November 2, 2017. If passed, the proposal would have shattered Michigan no-fault insurance as we currently know it. For the past few months, House Bill 5013 has been

Detroit Wants to Know with Steve Hood

Would D-Insurance Solve Detroit’s Auto Insurance Crisis?

Michigan no-fault attorney Steve Sinas discussed consequences of D-Insurance plan on “Detroit Wants 2 Know.” Mayor Mike Duggan’s D-Insurance plan, an auto insurance system exclusively for Detroit residents, has yet to be approved by the Michigan Legislature (in the form of SB 288). While we have provided an overview of


State Of Michigan: Insurance Sliding Will Not Be Tolerated

“Insurance sliding” shows exactly why discussions about fraud must also include illegal insurance industry practices. Insurance sliding is a deceptive and predatory tactic that’s practiced by insurance agents to the detriment of their clients. According to the State of Michigan’s Department of Insurance and Financial Services, sliding is: “an agent’s


Adding a Teenage Driver to Your Auto Insurance Policy

In Michigan, adding a teen driver to your auto no-fault policy might not cost you as much as it would in other states A number of costs are associated with having a teenage driver in your household. Once they have their license, they need a vehicle to drive (be it


Is D-Insurance One Step Closer to Becoming Reality?

The Detroit auto insurance plan, “D-Insurance,” was voted out of the Senate Insurance Committee earlier this week Mayor Duggan’s Detroit auto insurance plan, coined “D-Insurance,” may be a step closer to becoming an option for those in the city who face high auto insurance costs. Michigan Senate Bill 288, as passed