After hours of discussion, House Bill 5013 was defeated in the Michigan House of Representatives by a 63-45 vote on Thursday night, November 2, 2017. If passed, the proposal would have shattered Michigan no-fault insurance as we currently know it. For the past few months, House Bill 5013 has been
Would D-Insurance Solve Detroit’s Auto Insurance Crisis?
Michigan no-fault attorney Steve Sinas discussed consequences of D-Insurance plan on “Detroit Wants 2 Know.” Mayor Mike Duggan’s D-Insurance plan, an auto insurance system exclusively for Detroit residents, has yet to be approved by the Michigan Legislature (in the form of SB 288). While we have provided an overview of
State Of Michigan: Insurance Sliding Will Not Be Tolerated
“Insurance sliding” shows exactly why discussions about fraud must also include illegal insurance industry practices. Insurance sliding is a deceptive and predatory tactic that’s practiced by insurance agents to the detriment of their clients. According to the State of Michigan’s Department of Insurance and Financial Services, sliding is: “an agent’s
Grand Rapids personal injury attorney participates in WGVU “Ask the Lawyer” Segment
Tom Sinas, one of our auto accident attorneys in Grand Rapids, answered questions about Michigan no-fault law and bicycle law Tom Sinas, one of our Grand Rapids car accident lawyers, appeared on WGVU’s “Ask the Lawyer” with Shelley Irwin on June 11, 2015 (see the video below). Tom joined local
Adding a Teenage Driver to Your Auto Insurance Policy
In Michigan, adding a teen driver to your auto no-fault policy might not cost you as much as it would in other states A number of costs are associated with having a teenage driver in your household. Once they have their license, they need a vehicle to drive (be it
Is D-Insurance One Step Closer to Becoming Reality?
The Detroit auto insurance plan, “D-Insurance,” was voted out of the Senate Insurance Committee earlier this week Mayor Duggan’s Detroit auto insurance plan, coined “D-Insurance,” may be a step closer to becoming an option for those in the city who face high auto insurance costs. Michigan Senate Bill 288, as passed
The Problems with D-Insurance, the Proposed Detroit Auto Insurance Plan
In an effort to combat high auto insurance rates in Detroit, Mayor Mike Duggan has proposed D-Insurance; however, there is much to be concerned about in this plan. In an effort to address the excessively high auto insurance rates that insurers charge Detroiters, the Mayor of Detroit recently issued the
Michigan SB 288 proposes a separate auto insurance plan for Detroit
It’s no secret that the cost of auto insurance for those who live in Detroit is astronomically high. It’s also no surprise that many who live in Detroit forgo auto insurance completely – probably in large part to its high cost. As debates continue about the cost of car insurance
Fact-checking the “Fact Checkers” on Michigan Auto No-Fault Reform
Be sure you can distinguish fact, fiction during SB 248 debate There is so much information to keep up with during this latest no-fault reform debate stemming from Michigan SB 248. As the bill is just one vote away from changing the no-fault system as we know it, it is important that
An Update on Michigan SB 248: Will the House Pass this No-Fault Reform Bill?
Michigan SB 248, which would “reform” the no-fault insurance system, will likely be debated and voted on in the House this week. Update, 4/30/15: We have launched a new page dedicated to the current no-fault reform efforts surrounding SB 248. We will keep that page updated as the bill progresses.