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Claim Processing

PIP Claim Processing

When a person is injured in an auto accident in Michigan, he or she may be entitled to collect certain benefits under the Michigan No-Fault Law. However, to obtain those benefits, the victim must file a claim and notify his or her insurer of both the circumstances surrounding the incident and the type of injuries the victim has sustained.

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Proof Requirements for PIP Claims

Although the actual filing of the claim is relatively straight-forward, there are two principle requirements which a victim of an accident must be ready to prove to establish his or her entitlement to these benefits.

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Statutory Priority Rules

The Michigan No-Fault Act contains a “priority of payment” system that determines which no-fault insurer has primary liability for payment of PIP benefits.

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Government Setoffs

Depending upon the facts of the case, there are different kinds of governmental benefits that can be deducted from PIP benefits.

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