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Allstate Insurance Company v DAIIE; (COA-PUB, 5/6/1985; RB # 1139)


Michigan Court of Appeals; Docket No. 75165; Published  
Judges MacKenzie, Brennan, and Robinson; Unanimous  
Official Michigan Reporter Citation: 142 Mich App 436; Link to Opinion alt   

Not Applicable

Casualty Insurance Policies – Minimum Coverages and Required Provisions (MCL 500.3009)   

This unanimous opinion by Judge MacKenzie regarding exclusion of certain named drivers was mistakenly omitted from earlier supplements. The decision holds that the statute which permits the exclusion of named drivers from liability coverages and automobile insurance policies may properly be applied to the exclusion of named owners of motor vehicles. Moreover, the fact that the owner of a motor vehicle who is listed on a policy of insurance as one of two principal named insureds, did not personally sign an authorization excluding him from liability coverage as a driver, did not make the exclusion ineffective where the exclusion was authorized by the other named insured who was also listed as the principal driver of the vehicle and the excluded owner had knowledge of this exclusion.

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