Michigan Court of Appeals; Docket No. 46363; Published
Judges Kaufinan, R. B. Burns, and Warren; Unanimous
Official Michigan Reporter Citation: 103 Mich App 66; Link to Opinion
STATUTORY INDEXING:
Not Applicable
TOPICAL INDEXING:
Cancellation and Rescission of Insurance Policies
Fraud/Misrepresentation
CASE SUMMARY:
In a short Opinion by Judge R. B. Burns, the Court of Appeals held that statements by an insured to his insurance company misrepresenting the facts regarding his previous driver's license suspensions did not void the insurance policy issued to the insured. In quoting prior precedent, the Court stated, "The liability of the insurer with respect to insurance required by the Act becomes absolute whenever injury or damage covered by such policy occurs . . . no statement made by the insured or on his behalf and no violation of the provisions may be used to defeat or avoid the policy."