Michigan Court of Appeals; Docket No. 146903; Unpublished
Judges Gribbs, Reilly, and Brown; Unanimous; Per Curiam
Official Michigan Reporter Citation: Not Applicable; Link to Opinion 
STATUTORY INDEXING:
Liability Policy Exclusions for Owned and Non-Owned Vehicles [§3131]
TOPICAL INDEXING:
Private Contract (Meaning and Intent)
CASE SUMMARY:
In this unanimous unpublished per curiam Opinion, the Court of Appeals reversed the trial court and concluded that liability coverage did not extend to the vehicle in question (a Buick Skylark) because it was not "an insured car" under the liability insurance provisions of the insurance policy. The Skylark was not a "replacement or temporary substitute" vehicle for the described vehicle. Moreover, it was furnished for the frequent or regular use of a family member, thereby disqualifying it as an "other car" for purposes of liability coverage. Thus, no liability coverage applied under the definitions contained in the policy.
