United States District Court, Western District of Michigan; Docket No. 5:94-CV-177;
Honorable Robert Holmes Bell; Unpublished
Official Federal Reporter Citation: Not Applicable; Link to Opinion 
STATUTORY INDEXING:
Liability Policy Exclusions for Business Use [§3131]
TOPICAL INDEXING:
Not Applicable
CASE SUMMARY:
In this written Opinion, Judge Robert Holmes Bell held that the terms of an automobile insurance policy issued by plaintiff to defendant's decedent excluded coverage for vehicles operated for business purposes, and, therefore, because there was no genuine issue that the defendant's decedent was operating his employer's propane truck for occupational purposes at the time of the accident, plaintiff insurer had no liability, under the terms of its insurance policy with defendant's decedent, to defend or indemnify the estate for damage claims arising out of the fatal accident. However, the court refused to extend the holding to the issue of whether this policy would provide for the payment of no-fault personal insurance protection benefits under the Michigan no-fault act.
