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Citizens Insurance Company v Gilbreath, et al; (COA-UNP, 2/15/1995; RB #1767)

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Michigan Court of Appeals; Docket No. 158313; Unpublished  
Judges Doctoroff, Murphy, and Cynar; Unanimous; Per Curiam  
Official Michigan Reporter Citation:  Not Applicable; Link to Opinion alt   


STATUTORY INDEXING:  
Not Applicable

TOPICAL INDEXING:   
Motor Vehicle Code (Civil Liability of Owner) (MCL 257.401)   


CASE SUMMARY:  
In this unpublished per curiam Opinion, the Court of Appeals reversed the trial court's grant of summary disposition in favor of the insureds, holding that a question of fact existed as to whether liability coverage is provided to certain relatives of the named insured, and as to whether coverage is precluded under a non-permissive use exclusion.  

The case apparently involved claims for coverage by children of the named insureds. The policy provided that coverage extends to "any relative with respect to a non-owned, private passenger automobile not regularly furnished for the use of such relative." The Court of Appeals held that a question of fact existed as to whether the vehicle being driven at the time of the accident was regularly furnished to a non-custodial parent of the named insured when the use of the vehicle was on an occasional basis. Furthermore, a question of fact existed as to whether use of the non-owned vehicle was permissive, because if not, coverage was specifically excluded under the policy. Accordingly, the Court of Appeals held that summary disposition was improperly granted in favor of coverage.


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