Step-Down Auto Insurance Clauses

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Appeals Court Upholds “Step-Down” Clause, Denies Insurance Benefits To Injured Family Member

Appeals Court Upholds “Step-Down” Clause, Denies Insurance Benefits To Injured Family Member

The Michigan Court of Appeals has again denied auto insurance coverage to an individual who was injured while a passenger in a vehicle owned and operated by a family member, because the owner-operator’s no-fault policy included a “step-down” clause. The Court’s ruling is yet another setback for innocent family members who, after being injured in a […]

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Posted in: Auto Negligence, Auto No-Fault Insurance, Michigan Auto Law, Michigan Court of Appeals, No-Fault Benefits, Step-Down Auto Insurance Clauses