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Williams v Pioneer State Mut Ins Co; (MSC-PUB, 10/10/2014; RB # 3375)

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Michigan Supreme Court; Docket #148784; Published Order  
Justices Young, Kelly, McCormack, Viviano, Markman, and Zahra; Justice Cavanagh would have denied leave to appeal  
Official Michigan Reporter Citation: Not Applicable; Link to Order alt  


STATUTORY INDEXING:  
Exclusion for Vehicles Considered Parked [§3106(1)]

TOPICAL INDEXING:   
Not Applicable    


ORDER SUMMARY:   
In this Order, the Michigan Supreme Court, in lieu of granting leave to appeal, reversed an unpublished decision of the Michigan Court of Appeals, which held that an insured presented sufficient evidence to create a genuine issue of material fact that she sustained injuries while “entering into” her parked vehicle for transportational purposes within the meaning of MCL 500.3106(1).

Accordingly, the Supreme Court reinstated the trial court’s order granting summary disposition for the insurer. In doing so, the Supreme Court reasoned:

“Plaintiff in this case was getting into her car when a tree branch fell from above, hitting her on the head. The litigation that has ensued over plaintiff’s entitlement to personal protection insurance benefits from her no-fault automobile insurer centers on whether plaintiff’s injuries had ‘a causal relationship to the motor vehicle that is more than incidental, fortuitous, or but for.’ Putkamer v Transamerica Ins Corp of America, 454 Mich 626, 635 (1997). In Putkamer, this Court held that a plaintiff seeking coverage for injuries relating to a parked vehicle under MCL 500.3106(1) (as plaintiff is in this case) must establish three elements: [The plaintiff] must demonstrate that (1) his [or her] conduct fits one of the three exceptions of [MCL 500.3106(1)]; (2) the injury arose out of the ownership, operation, maintenance, or use of the parked motor vehicle as a motor vehicle; and (3) the injury had a causal relationship to the parked motor vehicle that is more than incidental, fortuitous, or but for. [Id. at 635-636.] We hold that the Court of Appeals clearly erred by holding that defendant was not entitled to judgment as a matter of law under the third Putkamer element. Unlike the undisputed facts of Putkamer, in which ‘[t]he act of shifting the weight onto one leg created the precarious condition that precipitated the slip and fall on the ice,’ id. at 636, there is no evidence in this case that plaintiff’s act of opening her car door caused the tree branch to fall — it would have fallen whether plaintiff was entering her car or not. Therefore, as the dissenting judge below stated, ‘If there is any causal relationship between plaintiff's injury and the parked car, the relationship is surely incidental. An incidental or unfortunate causal relationship does not create a question of fact within the Putkamer requirements.’ Williams v Pioneer State Mut Ins Co, unpublished opinion per curiam of the Court of Appeals, issued February 6, 2014 (Docket No. 311008), p 2 (O’CONNELL, J., dissenting). Without evidence of a sufficient causal connection between plaintiff’s injury and her use of the parked motor vehicle as a motor vehicle, defendant is entitled to judgment as a matter of law.”

Justice Cavanagh said he would have denied leave to appeal.


Michigan auto accident attorney Stephen Sinas is the lead editor of the appellate case summaries published on this site regarding the Michigan auto insurance law. To learn more about how Stephen Sinas and how the Sinas Dramis Law Firm can help you if you have been injured in a Michigan auto accident, visit SinasDramis.com.

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