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Phipps v State Farm Mutual Insurance Company; (COA-PUB, 6/6/1994; RB #1724)

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Michigan Court of Appeals; Docket No. 146858; Published   
Judges Taylor, Weaver, and Smolenski; Unanimous; Per Curiam  
Official Michigan Reporter Citation:  206 Mich App 199; Link to Opinion alt   


STATUTORY INDEXING:  
Definition of Owner [§3101(2)(h)]

TOPICAL INDEXING:  
Cancellation and Rescission of Insurance Policies   


CASE SUMMARY:  
In this unanimous published per curiam Opinion, the Court of Appeals held that the cancellation provisions of MCLA 500.3020 requiring notice of cancellation to each party who qualifies as an "insured" under the policy does not require that notice be given to a person listed on the application only as a "regular driver of the car."  

In the case at bar, the person listed as an additional regular driver (Mary Markell) had no insurable interest in the car, was not listed as a named insured, and would otherwise not need to receive notice of cancellation under the statute. Thus, notice to this other regular driver was not required.


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