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Titan Insurance Company v Seifert and Labelle; (COA-UNP, 11/6/2001, RB #2248)

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Michigan Court of Appeals; Docket #230956; Unpublished   
Judges Griffin, Markey and Meter; unanimous; per curiam   
Official Michigan Reporter Citation: Not applicable, Link to Opinion


STATUTORY INDEXING:
Not applicable

TOPICAL INDEXING:
Private Contract (Meaning and Intent)


CASE SUMMARY:   
In this unanimous unpublished per curiam opinion, the Court of Appeals upheld a jury verdict declaring that Titan must defend and indemnify its insured in an automobile negligence action, in spite of Titan’s contention that the injuries were the result of its insured intending and expecting to collide her vehicle with the injured person.

The main issue at trial was whether the insured intended and expected to collide her vehicle into the other party’s vehicle. The insurance policy specifically excluded coverage for any person “intentionally causing bodily injury or property damage.”

The Court of Appeals rejected Titan’s argument that it was entitled to summary disposition. The court held that summary disposition is rarely appropriate in cases involving questions of credibility, intent or state of mind. Viewing the evidence in a light most favorable to the non-moving party, the court held that the trial court did not err by denying Titan’s motion for summary disposition, because there was contradictory evidence presented regarding whether the insured intended and expected to collide her vehicle with that of the other party.


Michigan auto accident attorney Stephen Sinas is the lead editor of the appellate case summaries published on this site regarding the Michigan auto insurance law. To learn more about how Stephen Sinas and how the Sinas Dramis Law Firm can help you if you have been injured in a Michigan auto accident, visit SinasDramis.com.

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