Michigan Court of Appeals; Docket No. 48464; Unpublished
Judges Riley, Bashara, and MacKenzie; Unanimous; Per Curiam
Official Michigan Reporter Citation: Not Applicable; Link to Opinion 
STATUTORY INDEXING:
Obligations of Admitted Insurers to Pay PIP Benefits on Behalf of Nonresidents Injured in Michigan [§3163(1)]
Rights and Immunities Applicable to Nonresident Claimants and Foreign Insurers [§3163(3)]
TOPICAL INDEXING:
Not Applicable
CASE SUMMARY:
In a unanimous per curiam Opinion relying upon the previous opinion in Mills v Auto-Owners (item number 363), the Court of Appeals held that a nonresident motorcyclist who is insured under an automobile policy issued in another state by an insurance company authorized to do business in Michigan, is entitled to recover no-fault benefits under this out of state policy when involved in a motorcycle-automobile collision in Michigan. The Court held that the provisions of §3163 regarding foreign insurers operate to subject the nonresident's insurance company to the no-fault system in this state as if the insurer were insuring a Michigan resident under Michigan law. This interpretation would allow nonresidents to recover from their own insurance companies under §3163 even though the insured person was operating a motorcycle at the time of an accident. The fact that the injured person was not operating a motor vehicle is of no consequence as long as a motor vehicle was somehow involved in the accident.