Frankenmuth Mutual v Latham; (COA-PUB, 1/21/1981; RB #394)

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Michigan Court of Appeals; Docket No. 46363; Published  
Judges Kaufinan, R. B. Burns, and Warren; Unanimous  
Official Michigan Reporter Citation: 103 Mich App 66; Link to Opinion alt    


STATUTORY INDEXING:  
Not Applicable

TOPICAL INDEXING:
Cancellation and Rescission of Insurance Policies
Fraud/Misrepresentation   


CASE SUMMARY:  
In a short Opinion by Judge R. B. Burns, the Court of Appeals held that statements by an insured to his insurance company misrepresenting the facts regarding his previous driver's license suspensions did not void the insurance policy issued to the insured. In quoting prior precedent, the Court stated, "The liability of the insurer with respect to insurance required by the Act becomes absolute whenever injury or damage covered by such policy occurs . . . no statement made by the insured or on his behalf and no violation of the provisions may be used to defeat or avoid the policy."