Michigan Court of Appeals; Docket No. 63763; Published
Judges Beasley, R.B. Burns, and Megargle; Unanimous; Per Curiam
Official Michigan Reporter Citation: 127 Mich App 546; Link to Opinion 
STATUTORY INDEXING:
Scope of Mandated Coverages [§3131(1)]
Liability Policy Exclusions for Owned and Non-Owned Vehicles [§3131]
TOPICAL INDEXING:
Not Applicable
CASE SUMMARY:
In this unanimous per curiam Opinion, the Court of Appeals upheld the validity of a "non-owned vehicle exclusion." In this case a family member from a home with insured automobiles was operating an uninsured motor vehicle which had been furnished for his regular and frequent use. Under the family auto policies this vehicle would not considered to be a "non-owned vehicle" and thus there was no duty to afford liability coverage under these other policies in the household. The Supreme Court's opinion in State Farm v Ruuska (item number 487) was distinguished.