Michigan Court of Appeals; Docket No. 165174; Unpublished
Judges MacKenzie, Neff, and Olzark; Unanimous; Per Curiam
Official Michigan Reporter Citation: Not Applicable; Link to Opinion 
STATUTORY INDEXING:
Not Applicable
TOPICAL INDEXING:
Private Contract (Meaning and Intent)
Uninsured Motorist Benefits: Exclusions from Uninsured Motorist Benefits
CASE SUMMARY:
This unanimous unpublished per curiam Opinion held that plaintiff-passenger was not entitled to recover uninsured motorist benefits under a policy issued by defendant because the policy contained an exclusion providing for no coverage when Trade Vizina was operating the vehicle. Because Ms. Vizina was operating the vehicle at the time plaintiff was injured, plaintiff could not claim uninsured motorist benefits under the policy. The court found no ambiguity between the declarations page and the driver exclusion endorsement and thus, when the policy is read as a whole, it is clear that it does not provide coverage when Ms. Vizina is operating the vehicle.